Geico, Progress and General all suggest lower rates than national insurance carriers for junior drivers. Most will add a teenage or fresh driver to an existing policy with a family member for a diminished rate however if they have an accident it could drive up the premium for all drivers on the policy.
If a youthful teenager was driving a friends car and did not have a driver license she had a wreck what will the insurance companies do even if the car was insured she still had no business driving?
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