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If a driver totals your parked car is his insurance liable for your expensive after-market chrome rims?
If you have a family car and an expensive sports car that only you will drive what type of insurance or insurer will cover the sports car?
If you already have insurance on the family-car, then you can put the sports car on your insurance and tell them you will be the only driver of the sports car. Make sure no one else gets caught driving the car by the insurance company (wreck, etc.). Or look in the yellow-pages in your phonebook, and call several car insurance companies. They should be able to tell you. Always call Three or more places to get the lowest deal you can, depending on what plan you want or qualify for.
Why is it more expensive to insure a crimson car?
It is not more expensive to insure a crimson car. That is presently a myth. It may have been a factor in the past as people thought that people who bought a crimson car were more at risk for speeding and accidents, but that is not the case. If you get quotes from insurance companies they will not ask for the color of the car, or if they do it is only for record keeping and will not factor into the cost of insurance..
Factors that do matter are the year, make, model, assets type, engine size and age of your car, as well as drivers on your policy.
If you pay for the insurance or harm waiver on the rental car when you were not at fault can you get reimbursed for that expense If so how?
Yes, I am going on the following assumptions to reaction your question;.
You rented a vehicle and took out the harm waiver, (did you have insurance on another vehicle? If so that switches a few things) had an accident in this rental vehicle thatWAS NOT YOUR FAULT AT ALL ..
You (or the rental company) could file with the ‘at fault’ party. Some rental car companies will chose to use their own carrier for speed, so they can get that vehicle back on the road. In that example, (and evidently that is what happened) once the final payments have been made, their insurance company should file a subrogation claim against the at fault carrier, and recoup all money paid in the claim including the deductible you paid. And in turn will comeback that to you. If the other party is not insured there will still be a subrogation claim, but this generally takes a lot longer..
Let me caution you tho’, this is under the assumption thata) there was absolutely no negligence attributed to youb) the ‘at fault’ driver had insurance. c) no dispute inbetween the carriers as to liablity..
You should be kept abreast of the investigation, and subrogation claim, if you have not been contact the insurance company that is treating the claim, if you do not have their information, call the rental car company and get it from them..
If you would like to provide me with extra details surrounding the facts of loss etc, perhaps I could be of greater assistance to you, and would gladly attempt…. Good luck !!
Which color car is most expensive to insure?
There is an Urban myth that crimson cars are associated to higher insurance. This has never been proven and can not be supported with any factual evidence. Your safe with any car color. crimson is the most expensive car colour to make since it has flakes of gold in it to give it its crimson color, as for insurence, i dunno
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Rates are determined by a multiplicity of factors, tho’ color is not one of them. Driving history, year/make/model, credit history, where you live, etc determines the rate.
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