What are the “best” insurance companies for youthful drivers depends upon several factors. Most insurers charge a proportionately higher premium to youthfull drivers simply because they do not have as much driving practice as older drivers.
Factors that also come in the equation is where you live, the kind of car you will be driving, whether you will be the primary driver or an occasional driver, whether you have taken a drivers education course, your grades, and how many miles you estimate that you will drive during the policy period. Another factor is the types of coverage that you want. For example, most states will require you to have coverage to pay for your own injuries (sometimes called Individual Injury Protection) and a certain amount of liability coverage to pay for injuries or property harm caused to third parties that is your fault.
Your best bet is to meet with a licensed insurance agent to review the options. Even better is to meet with someone who represents several insurers so that you can compare available products. Insurance premiums often vary by company, but it is significant to compare apples to apples. Cheap is not always good. In fact, it usually isn’t.
Will insurance companies pay a claim if the insured driver did not have a valid drivers license?
Response .
Yes, my daughter had recently given her beau permission to drive her car. He had an expired lerners permit. He had also hit and run and the tags were traced by the person who had been hit. Our insurance company paid for her car and the other parties vehicle. I’m sure that it will be made up in the renewal of our policy. Hope this helps..
If a youthful teenager was driving a friends car and did not have a driver license she had a wreck what will the insurance companies do even if the car was insured she still had no business driving?
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attempt going on moneysupermarket.com this is the best in my opinion
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